You can qualify for 100% Financing for your project!

Learn what’s required to qualify- No Hidden Rules or Bait and Switch

Vault prides itself in transparency and loan approvals.

Check off each of the below items and you qualify. 

The Deal:

  • Minimum Loan amount of $75,000
  • Maximum cost of purchase and rehab not to exceed 65% of After Repair Value*
  • Total Rehab budget not to exceed 35% of the total project cost
  • Property located in a county with a population greater than 100,000
  • Complete a detailed scope of work
  • Detailed photos of property

The Borrower:

  • Must purchase property in a legal entity (LLC, Corporation, Etc.)
  • Credit score higher than 630 with no recent foreclosures or bankruptcies
  • Maximum loan amount not to exceed five times the borrower’s current cash on hand**
  • Experience is a plus but if it is your first deal there are qualifying exceptions***
  • Provide a complete underwriting file

*Can go to 70% of ARV on your third loan with us or if you have completed 6 projects in the last 24 months.

** Can go up to six times current liquidity for more experienced borrowers

***General Contractors, having completed a course on rehabbing houses, having a partner with experience are all qualifying exceptions to experience